Welcome to TAPIA
The Texas Association of Public Insurance Adjusters promotes the highest standard of professional and ethical practice in the field of public adjusting. TAPIA members are the leaders in the industry. We are committed to protecting the rights and interests of insured home and business owners dealing with property loss after a fire, severe weather, or other disastrous event.
2026 Spring Conference
March 9th – 11th, 2026
Frisco, TX
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- REGISTER Now
- Embassy Suites TAPIA Discounts
- Keynote Speaker is Dr. Jay Barnett
- Sponsorships available now: Reception, breaks, meals, exhibits
- First-time non-member PA attendees get $100 discount. Contact info@mytapia.org to receive the code.
Frequently Asked Questions (FAQs)
What is a public insurance claim adjuster?
A public adjuster (PA) represents you—the policyholder—prepare, present and settle a home or business property insurance claim. A qualified PA has specialized expertise that can simplify and speed up the complicated, time-consuming process for settling a claim for property damage from fire, windstorm, hail, floods, hurricanes, and other disasters.
Why hire a public adjuster?
A public adjuster understands insurance policies. A PA knows about things like current replacement costs, property repair, business income loss, and other elements of property loss that are critical to getting a fair and proper settlement.
How much do public adjusters charge?
A responsible public adjuster usually bases his or her fee on a percentage of the final settlement—based on the time, energy, and expertise required to effectively represent you. Important: In Texas, a PA’s fee is capped at 10% of the settlement of the claim.
When should I hire a public insurance adjuster?
Insurance adjusters are responsible for evaluating the extent of damage to a home after an incident like a fire, tornado, flood, hail or hurricane. And public insurance adjusters evaluate property loss on behalf of a policyholder in Texas and help them file insurance claims in exchange for a fee. They are licensed professionals who work for individuals and businesses – not insurance companies – and can save you a lot of money by ensuring your insurance company is paying the full amount it is responsible for under your policy.
How do I find a public insurance adjuster near me?
Find a Public Adjuster by using our online search and directory here >>
We also have listings of members in different locations around Texas:
Public Adjusters near Austin, TX
Public Adjusters near Houston, TX
Public Adjusters near Dallas, TX
Public Adjusters near San Antonio, TX
News & Resources
Why hire a public insurance adjuster?
Insurance policies require the policyholder (YOU) to document and prove your loss to the insurance company. Few people have the necessary expertise or experience to meet that burden. A public adjuster understands insurance policies.
What if my contractor offers to handle my insurance claim?
It is against the law for contractors – including roofing and restoration contractors – to negotiate your claim with your insurance company. Contractors may not hire adjusters to handle your claim. Insurance adjusting—especially public adjusting—requires special…
What is a public insurance adjuster?
A public adjuster (PA) represents you—the policyholder—prepare, present and settle a home or business property insurance claim. A qualified PA has specialized expertise that can simplify and speed up the complicated, time-consuming process for settling a claim for…